← All calculators
Planning
Portfolio concentration
How much of your money sits in one holding, and what that position falling would do to the whole.
Result
- Share of the portfolio
- 25.00%
- Loss if it fell
- Rs 75,000.00
- Effect on the whole portfolio
- 7.50%
- Gain needed to recoveron the remaining portfolio
- 8.11%
Show the working
- Share = Rs 2,50,000.00 ÷ Rs 10,00,000.00 = 25.00%
- Loss = Rs 2,50,000.00 × 30.00% = Rs 75,000.00
- Portfolio falls 7.50%, needing 8.11% to get back
How this is worked out
- Diversification is about correlation, not count. Five banks are one bet held five times — they rise and fall together, so the concentration figure above understates the real exposure.
- The recovery figure is the part people underestimate: the deeper the hole, the more disproportionate the climb out of it.
On NEPSE
NEPSE is dominated by banking and finance, so a portfolio of Nepali shares is more correlated than the number of holdings suggests. Check how much of the total sits in one sector, not just one company.
Read the lesson: Diversification that is not fake→
This is a calculator, not advice. It works out arithmetic from the numbers you enter — it does not know your circumstances and does not tell you what to buy. Rate defaults were last checked in August 2026.